5 Benefits of having an independent home/auto agent

Finding insurance isn’t hard, advertisements are everywhere. From Flo with Progressive, to Jake from State Farm, there are many options when it comes to insurance. But what is hard is deciphering between what kind of coverage you need, what kind of coverage is best and what all the terminology means.  

I’m going to lay out a few reasons why having an independent insurance agent will be beneficial for you, your family and some of your life’s biggest investments.

1.   Choices

Independent agents are appointed with many different carriers. Meaning they have the ability to take the information you give them, and make several different quotes to find what carrier will be best for you, so you don’t have to go directly to the different carriers and make quotes yourself and potentially forgetting an important piece of coverage.

2.   Advocacy

Whether it’s involving a claim or a billing question, your insurance agent can advocate for you with the carrier. The insurance agent can talk directly to the carrier and get you clarity on certain details of your claims, your billing statement, anything you need. Your agent is your personal go-to for any problems you have with your insurance policy

3.   Community

Independent agents aren’t just random people in another state listening to you on the phone. Independent agents are your neighbors, your friends, and your family. They understand what your specific needs are, because they likely have the same needs. You have the ability to go into an office, and speak directly to your agent.

4.   Simplicity

Independent insurance agents are licensed experts. They’re able to easily and simply explain the complexities of insurance. Some coverage terms are confusing, and your agent can explain them to so you understand if that coverage is something that you need or would be beneficial to you.

5.   Consultants

Your insurance agent will periodically review your coverage to make sure your needs are met. Life happens, and things change, your insurance agent will be able to review your policy to make sure that if things have changed and something does happen, you’ll be adequately covered.

Andrews Insurance Agency has been an independent agency for over 40 years. You can trust us with life’s biggest investments. We work for you, you won’t be just our insured, you will be our friend.

-Jordan Newcomer

Licensed Property & Casualty Insurance Agent